In general, auto insurance covers:

• Bodily injury coverage that pays for the injuries of other people if you are at fault and cause an accident
• Property damage coverage that pays for property damage as a result of an accident that was your fault.
• Uninsured motorist coverage that will pay for your expenses if the other party was uninsured or you were in a hit-and-run.

Common riders to auto insurance policies include:

• Comprehensive coverage
• Collision insurance
• Emergency roadside assistance
• Mechanical breakdown insurance
• Rental reimbursement

Some policies will also have incentives for safe driving, allowing you to save money on your premium if you don’t file a claim for a certain period of time.

RV Insurance

Insuring an RV can be tricky. Traditional homeowners insurance doesn’t cover RVs, but neither does ordinary auto insurance. Specialized RV insurance covers the same basic state requirements as car insurance but also has special coverage against:

• Personal effects damage or loss
• Vacation liability
• Emergency expense coverage
• Medical payments coverage for RVs

The type of RV you have will influence your final policy as well.

The post Get Auto Insurance and RV Insurance from Mack Risk Management Insurance first appeared on Mack Risk Management.

Good Insurance Makes Good Lives Possible

It’s important to protect the things you treasure the most. At Mack Risk Management, we help you do just that.

Located In Columbia, IL, we are a reliable, full-service, independent insurance agency serving the Greater St Louis Metro area of both Missouri and Illinois. Our agents work to help families, individuals, and businesses in our community protect what matters most to them. We make insurance coverage easy by assessing clients’ needs and finding a plan or package of plans that fits them. We’ve been proudly serving Illinois and Missouri residents for nearly three decades. When you work with our company, you’ll experience all the benefits of a national insurance firm with the attention and quality you only find in a local company.

We work with insurance carriers—but as an independent brokerage, we work for you.

The post Welcome to Mack Risk Management Insurance Agency first appeared on Mack Risk Management.