Life Insurance and Whole Life Insurance in Saint Charles, St. Louis, Belleville, Edwardsville, Fenton, Ofallon, IL, and Surrounding Areas

We work for you, not the insurance company

Mack Risk Management provides the personal and commercial insurance products and professional guidance you deserve.  You can count on us to craft a comprehensive insurance program that includes the right components for your unique requirements.

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Life Insurance:

Insurance Specialists in O’Fallon, Columbia and Surrounding Areas!

No one can predict whether they may suffer a long or short term disability that would threaten their ability to work and earn a living or have the dreams of a family shattered with the passing of a loved one.

At Mack Risk Management, we work with well-respected and financially sound insurance companies and can advise you on affordable life and disability insurance policies, as well as annuity products, to help ease the financial burden for your family.

A sampling of the Life & Disability Insurance products we have available includes:

  • Permanent Life
  • Universal Life
  • Whole Life
  • Term Life
  • Return of Premium Term Life
  • Guaranteed Life
  • Fixed Annuities

We will be happy to explain the benefits and options that you have available and then provide you with a quote. Click here to speak with us or request more information.


Family Medical/Dental

We’ll find you the Health and Dental Insurance best suited to your personal needs. And you’ll get the best price available on the market – let us do the work.
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Protect your family with affordable life and disability insurance policies, as well as annuity products, to ease financial burdens during life’s most difficult times.Learn More

Homeowner's Insurance

Enjoy “peace of mind” with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you have the protection you need.Learn More

Auto Insurance

We’ll make sure you have the right auto coverage with the most competitive rates available.
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Medical & Dental Liability

Get the professional guidance you deserve to protect your livelihood while enjoying the best value possible.
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Protect your business from uncertainty and rest assured that you’re getting the best deal along with the right coverage.
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O’Fallon Office

517 West Highway 50, O’Fallon, IL 62269
phone: 618-616-1377

Columbia Office

720 South Main Street, Columbia, IL 62236
phone: 618-281-8887