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Life Insurance, Whole Life Insurance in Edwardsville, Fenton IL

Life Insurance and Whole Life Insurance in Saint Charles, St. Louis, Belleville, Edwardsville, Fenton, Ofallon, IL, and Surrounding Areas

We work for you, not the insurance company

Mack Risk Management provides the personal and commercial insurance products and professional guidance you deserve.  You can count on us to craft a comprehensive insurance program that includes the right components for your unique requirements.

Get started today!

Life Insurance:

Insurance Specialists in O’Fallon, Columbia and Surrounding Areas!

Life InsuranceNo one can predict whether they may suffer a long or short term disability that would threaten their ability to work and earn a living or have the dreams of a family shattered with the passing of a loved one. We all want what’s best not only for our own lives but for the lives of those we cherish. Having good life insurance not only gives you coverage & protection but also gives you peace-of-mind. Life insurance is an essential and responsible way to ensure that your loved ones are well taken care of after you pass.

At Mack Risk Management, we work with well-respected and financially sound insurance companies and can advise you on affordable life and disability insurance policies, as well as annuity products, to help ease the financial burden for your family. We offer the residents of Belleville, Columbia, and surrounding areas life insurance options that fit lifestyle and budget; so you are well prepared for whatever comes your way.

Life Insurance and Disability products available Include

  • Permanent Life
  • Universal Life
  • Whole Life
  • Term Life
  • Return of Premium Term Life
  • Guaranteed Life
  • Fixed Annuities

We will be happy to explain the benefits and options that you have available and then provide you with a quote. Click here to speak with us or request more information.

Whole Life InsuranceLife Insurance

Receiving the benefits of disability should not compromise your life insurance. Mack Risk ensures that you get the coverage you need; no matter your physical state. In fact, having a disability should go hand-in-hand with a solid life insurance plan, whether your disability is considered high-risk or not. While the severity of your disability may fluctuate your premium expenses, Mack Risk Management will give you the expert advice you need to make an educated choice about the life insurance policy for you.

Life Insurance Eases Financial Burden

Unexpected tragedies happen all the time, a sad reality, but a prevalent reality at that. The last thing your loved ones should have to deal with upon an unexpected death is the unwanted expenses it leaves behind. Mack Risk Management will set you up with a life insurance policy to help take care of your loved ones after your passing.

Life insurance plans cover a variety of expenses that include but are not limited to funeral costs, burial expenses, medical bills, clearing debts, etc. Offering your loved ones financial security will not ease their pain, but it can prevent financial issues from plaguing your loved ones after you’re gone.

Whole Life Insurance

Whole life insurance policies offer you permanent protection throughout the entirety of your life; making it the most reliable form of life insurance available. Providing you with cash value savings, a percentage of your payment is directed into a fund that can be used in the case of an emergency. Meaning, your whole life insurance policy will cover you during and after your lifetime.

With a whole life insurance policy, you’re guaranteed consistency in aspects of:

  • Withdrawing funds
  • Taking out loans
  • Fixed premiums
  • Fixed death benefits
  • Rate of return, etc.

Mack Risk Management offers you expert advice in choosing the whole life insurance policy that will keep you well protected. So you can live life worry-free.

No two people are the same, your insurance policy shouldn’t be either. Get a quote and get started on your personalized life insurance policy. It’s never to early to be protected!


Family Medical/Dental

We’ll find you the Health and Dental Insurance best suited to your personal needs. And you’ll get the best price available on the market – let us do the work.
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Protect your family with affordable life and disability insurance policies, as well as annuity products, to ease financial burdens during life’s most difficult times.Learn More

Homeowner's Insurance

Enjoy “peace of mind” with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you have the protection you need.Learn More

Auto Insurance

We’ll make sure you have the right auto coverage with the most competitive rates available.
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Medical & Dental Liability

Get the professional guidance you deserve to protect your livelihood while enjoying the best value possible.
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Protect your business from uncertainty and rest assured that you’re getting the best deal along with the right coverage.
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O’Fallon Office

517 West Highway 50, O’Fallon, IL 62269
phone: 618-616-1377

Columbia Office

720 South Main Street, Columbia, IL 62236
phone: 618-281-8887