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Homeowner Insurance in Edwardsville, Fenton, Ofallon, Belleville, IL

Homeowner Insurance in Belleville, Edwardsville, Fenton, Ofallon, Saint Charles, IL, St. Louis and Surrounding Areas

We work for you, not the insurance company

Mack Risk Management provides the personal and commercial insurance products and professional guidance you deserve.  You can count on us to craft a comprehensive insurance program that includes the right components for your unique requirements.

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Home Insurance & Homeowners Insurance:

Home InsuranceInsurance Specialists in O’Fallon, Columbia and Surrounding Areas!

In addition to being one of the largest investments you’ll ever make, your home provides you with protection for yourself, your family and many of your possessions. But do you have the level of protection that you need to replace any property lost due to natural or man-made misfortune? Your home holds everything that you hold dear. Your family, your belongings, even your memories all sit under your roof. Having a homeowners insurance plan that keeps all the important things in life protected is 100% necessary.

We can offer you some “peace of mind” by providing you with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you will have the protection you need. Mack Risk Management in the Belleville and surrounding areas will assist in providing you and your loved ones with the homeowner insurance plan that fits your lifestyle. With your budget in mind, we will asses the major risks that your property faces and offer you a variety of coverage options. Giving you the power to pick and choose the plan you want, while knowing the real risks that you face from all angles.

Options include:

  • Homes
  • Rental Property
  • Townhomes
  • Apartments
  • Condos
  • Mobile Homes
  • Vacant Homes
  • Homes under Construction
  • Fire Policies
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, artwork, etc
  • Multi Policy Discounts are available

Homeowner Insurance and Natural Disasters

Homeowners InsuranceYour home is at constant risk of unpreventable outside elements that can cause serious damage or even destroy its structure. With Mack Risk Management’s help, you can protect your home against whatever comes its way. Based on your location, you may be subject to an array of natural disasters that can strike at any moment. By assessing the risks & disasters that may endanger your property, Mack Risk Management offer plans that cover a diverse variety of threats including but not limited to:

  • Tornados
  • Fires
  • Earthquakes
  • Floods
  • Lightning
  • Storms, etc.

Rental Insurance

If you are a landlord with residential investments you need to safeguard those investments with rental property insurance. Rental property insurance will protect you against the possible risks you face when having tenants living on your property. Such risks that landlords face every day are personal liabilities, damage to property, and even lost rental income. Whatever the case, be smart and cover your back with property insurance.

You can even procure a form of property insurance that protects you when renting out a single room in your home. This kind of property insurance is known as home sharing coverage; which gives you the protection you need as a host.

Home Insurance to Protect Your Possessions

Many homeowners opt to keep their valuable personal possessions in the comfort of their home. While this keeps valuables in close reach, it also puts them at high risk. Your valued possessions may be stolen or destroyed in a catastrophic event.

Not all homeowners insurance plans cover your personal possessions. However, Mack Risk Management will work on your behalf to find you the policy that can keep your valuables covered for whatever comes their way. We will be happy to explain the options that you have available and then provide you with a quote.  Click here to speak with us or request more information.


Family Medical/Dental

We’ll find you the Health and Dental Insurance best suited to your personal needs. And you’ll get the best price available on the market – let us do the work.
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Protect your family with affordable life and disability insurance policies, as well as annuity products, to ease financial burdens during life’s most difficult times.Learn More

Homeowner's Insurance

Enjoy “peace of mind” with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you have the protection you need.Learn More

Auto Insurance

We’ll make sure you have the right auto coverage with the most competitive rates available.
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Medical & Dental Liability

Get the professional guidance you deserve to protect your livelihood while enjoying the best value possible.
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Protect your business from uncertainty and rest assured that you’re getting the best deal along with the right coverage.
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O’Fallon Office

517 West Highway 50, O’Fallon, IL 62269
phone: 618-616-1377

Columbia Office

720 South Main Street, Columbia, IL 62236
phone: 618-281-8887