Commercial Insurance, Business Insurance and Small Business Insurance in Edwardsville, Fenton, Ofallon, Saint Charles, Belleville, St. Louis, and Surrounding Illinois Areas
We work for you, not the insurance company
Mack Risk Management provides the personal and commercial insurance products and professional guidance you deserve. You can count on us to craft a comprehensive insurance program that includes the right components for your unique requirements.
Business Insurance and Commercial Insurance:
Insurance Specialists in O’Fallon, Columbia and Surrounding Areas!
While starting your own business is rewarding, it also takes great responsibility. Being a business owner means that you’ve got a lot on your plate, you shouldn’t have to stress about your commercial insurance coverage! Every business needs commercial insurance but every industry has its own special requirements. You may need General Liability, Workers Compensation, Business Auto, Officers, Commercial Umbrella, or another Business Insurance product.
At Mack Risk Management, we will take the time to talk with you about your business and then recommend appropriate insurance strategies and search to find the insurance company or companies best suited to providing you with optimal protection and the most competitive pricing. We can help you secure a commercial insurance plan that provides you, your employees, and your clients with the protection it deserves. We understand that you work tirelessly to keep your business afloat. Let us worry about your commercial insurance, so you can get back to what’s most important.
In addition, we are specialists in providing health care professionals with the insurance they require such as Medical or Dental Malpractice.
Business Insurance Matters
Having business insurance is not required by law. But every good business owner knows that commercial insurance is essential to not only protecting your business but also yourself and employees. No two businesses are the same. Meaning, your business insurance policy shouldn’t be either. We take the time to chat with you about your specific needs and offer you an array of options to ensure supreme coverage. We’ll work with you to assess the specific risks that your business faces, offering you the education you need to make a smart move when selecting your business insurance plan.
- Professional Liability
- Business Owner Programs
- Errors & Omissions
- Habitational Risks
- Inland Marine
- Coverage for your local and long-haul trucks
- Artisan Programs
- Contractor’s Packages
In addition, we have attractive options available for your Employee Benefits Plans such as Group Medical, Vision, and Dental; Health Savings Accounts, Health Reimbursement Accounts, Disability Income Protection, Life Insurance, and more.
Taking care of your employees is essential to good business. Ensuring that your workers receive good benefits can actually boost morale and increase productivity. Leaving them more satisfied in their working environment and more apt to work diligently.
Mack Risk Management will help you keep employee satisfaction high, so your team and their families are well taken care of in multiple aspects of life. We’ll help you handcraft the benefits package that appeases you and your employees. Mack Risk Management offers attractive benefits packages for your employees ranging from:
- Health Savings
- Life Insurance, etc.
Workers Compensation Insurance
Life isn’t perfect. Accidents happen; people get sick. Workers compensation insurance helps to replace the wages earned by an employee in the case of a major incident that disables them from working in their previous position. Arming your business, whether big or small, with workers compensation insurance is not only a smart business move but also required by law. The penalties that you face for not having workers compensation insurance can include major fines, payment of claims out-of-pocket, or even imprisonment.
Mack Risk Management will arm you with the worker’s compensation insurance plan that enables you to take care of your employees in the case of an emergency while also keeping your back covered.
We will be happy to explain the options that you have available and then provide you with a quote. Click here to speak with us or request more information.
We’ll find you the Health and Dental Insurance best suited to your personal needs. And you’ll get the best price available on the market – let us do the work.
Protect your family with affordable life and disability insurance policies, as well as annuity products, to ease financial burdens during life’s most difficult times.Learn More
Enjoy “peace of mind” with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you have the protection you need.Learn More
We’ll make sure you have the right auto coverage with the most competitive rates available.
Medical & Dental Liability
Get the professional guidance you deserve to protect your livelihood while enjoying the best value possible.
Protect your business from uncertainty and rest assured that you’re getting the best deal along with the right coverage.