Auto Insurance and Car Insurance in Edwardsville, IL
At Mack Risk Management, we offer affordable car insurance to Edwardsville citizens who are always on the go. Whether exploring all that the city has to offer, or driving your daily commute, we provide a diverse range of auto insurance coverage that fits your budget and lifestyle.
If you own a car you need car insurance, it’s that simple. While a minimum amount of coverage is required by law in the state of Illinois, you may require additional coverage to ensure that you remain well protected.
When it comes to your car insurance there are 5 main coverage components that should fall under the umbrella of your insurance policy:
1) Liability Coverage- your liability to property damage and bodily injury needs to be covered.
2) Uninsured Motorist Coverage- if you are hit by someone without insurance, uninsured coverage ensures that your medical expenses are taken care of.
3) Collision Coverage- helps pay for repairs to property damaged in an accident.
4) Medical Payments Coverage- helps pay for third party injuries that occur in the event of an accident.
5) Comprehensive Coverage- an additional layer of protection that shields you in the event of theft, robbery, or vandalism.
Cars are not the only automobile that should be covered by auto insurance. When it comes to your hobbies on wheels, you need the same amount of coverage to protect you and others in the event of an accident.
Off-road vehicles should be insured with an additional auto insurance policy that is often not included in traditional car insurance policies. If you file a claim from an accident or incident that occurred off-road, 99% of the time your carrier will deny your claim. But at Mack Risk Management we can offer you additional coverage for your Edwardsville off-road adventures.
Ensuring your boat or personal watercraft may come as an afterthought. But the truth is, you are just as susceptible to accidents on the water, as you are off the water. It’s often assumed that your boat is covered under the umbrella of your homeowner’s insurance, but that is typically not the case. Your boat needs additional liability and damage coverage to keep you and your passengers safe in the event of a collision or accident. At Mack Risk Management we sit down with you to asses your boat and watercraft insurance needs, so you can get back on the water worry-free. Contact us today to get a quote on your boat’s auto insurance
Car Insurance in Edwardsville, IL
Sitting on the banks of the Mississippi River Basin, it’s no wonder that so many young families choose to call Edwardsville their home. With a classic old-time feel and modern construction, Edwardsville blends charm and sophistication in a cocktail of midwestern appeal. With fair weather conditions and strong community values, it’s hard to stay indoors.