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Auto Insurance, Car Insurance in St. Louis, Fenton, Ofallon IL

Auto Insurance and Car Insurance in Belleville, Edwardsville, Fenton, Ofallon, Saint Charles, St. Louis, and Surrounding Illinois Areas

We work for you, not the insurance company

Mack Risk Management provides the personal and commercial insurance products and professional guidance you deserve.  You can count on us to craft a comprehensive insurance program that includes the right components for your unique requirements.

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Auto Insurance

Insurance Specialists in O’Fallon, Columbia and Surrounding Areas!

Auto InsuranceKeeping you and your loved ones safe is your top priority. When it comes to car insurance there’s no exception. Having auto insurance is not only a good idea, but also required by law in the state of Illinois. Having good auto insurance, on the other hand, is a personal choice. Mack Risk Management arms you with quality auto insurance policies that help you safeguard you and your loved ones on the go. Are you the sole driver of your vehicle? Do you own more than one automobile and are there other drivers in your family? Does your car insurance coverage provide the level of protection that you and your family need? Do you feel that you’re paying too much?

At Mack Risk Management, we will ask these and other important questions because we want you to have the right insurance protection with the most competitive rates available. Based on your answers, we will provide you with an auto insurance policy that reflects your unique requirements. By using the most current and innovative methods available, we labor diligently on your behalf to offer you a personalized auto insurance plan that best suits you. With your needs in mind first, Mack Risk Management works along you to handcraft the auto insurance plan that best fits your lifestyle and budget; giving you the coverage that you and your family deserve.

Car Insurance Options

Mack Risk Management, of the O’Fallon and surrounding areas, offers a variety of coverage plans and options to provide all your automobiles with personalized protection. Whether for everyday use, hobbies, or show; we got you covered. We provide coverage for your investments on wheels from:

  • Auto
  • Motorcycles
  • Boats
  • Personal Watercraft
  • RV’s
  • Off-Roaders
  • ATV’s / Off-road vehicles
  • Trailers
  • Classic Cars

In addition, we can provide “personal umbrella coverage” for that extra layer of liability protection that’s needed in today’s litigious society. When it comes to your hobbies, the last thing that you should be worrying about is your insurance. Mack Risk Management takes the burden off your shoulders so you can roll on and enjoy all your on & off-road trips carefree.

There are also discounts available such as:

  • Home-Auto
  • Multi-policy
  • Multi-car
  • Good Student Discounts

We will be happy to explain the options that you have available and then provide you with a quote.  Click here to speak with us or request more information.

Watercraft Insurance

Your watercraft is subject to the same damage and liabilities as your car or trailer. Having proper watercraft insurance helps to keep you, your loved ones, and your boat in the right condition for whatever comes its way.

A common misconception is that boat insurance is automatically covered under the umbrella of home owner’s insurance. While your home owner’s policy may cover certain aspects of watercraft insurance, it typically doesn’t offer the full coverage that you need to keep you and your watercraft protected. Having hull insurance makes certain that your property and the property of others is protected in the event of an accident involving your watercraft.

Mack Risk Management will work alongside you to assess the risks that you & your watercraft face and will help you mitigate those risks by offering you the policy that you need.

Car Insurance in Budget

Auto InsuranceCar insurance is required by law, which means, you don’t have a choice in deciding to ensure your vehicle. However, you do have the power to choose wisely & having a car insurance policy that gives you peace-of-mind is essential.

Your insurance provider should get to know you as an individual and assess your everyday life in order to provide you with the auto insurance that you need. You deserve personalized customer service, which is exactly what Mack Risk Management provides.

Keeping your budget in mind, there are various options for discounts that can help reduce the cost of your auto insurance policy. From home/auto packages to good student discounts, we help keep expenses reasonable, ensuring that you get maximum coverage at competitive rates.


Family Medical/Dental

We’ll find you the Health and Dental Insurance best suited to your personal needs. And you’ll get the best price available on the market – let us do the work.
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Protect your family with affordable life and disability insurance policies, as well as annuity products, to ease financial burdens during life’s most difficult times.Learn More

Homeowner's Insurance

Enjoy “peace of mind” with a homeowner’s policy or renter’s insurance from a financially sound insurance company so you have the protection you need.Learn More

Auto Insurance

We’ll make sure you have the right auto coverage with the most competitive rates available.
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Medical & Dental Liability

Get the professional guidance you deserve to protect your livelihood while enjoying the best value possible.
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Protect your business from uncertainty and rest assured that you’re getting the best deal along with the right coverage.
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O’Fallon Office

517 West Highway 50, O’Fallon, IL 62269
phone: 618-616-1377

Columbia Office

720 South Main Street, Columbia, IL 62236
phone: 618-281-8887